Buying a home is an essential component to living the “American Dream”. Homeownership can help create wealth as a mortgage is being paid down and hopefully the property value is going up.
The homebuying process can get overwhelming when you start talking about types of financing, down payments, debt to income ratios and credit scores.
As your REALTOR® I am here to guide you through the process and make it less intimidating. The first step in making the decision to become a homeowner starts with YOU. You have to get real with yourself about the state of your current income, credit standing and willingness to commit to a long term financial obligation. When you feel confident that these basics are in order it is time to begin your journey to homeownership.